We usually, but not at the moment, do pencil cases in a safe for everyday expenses. Its not enough that its worth looking for the safe everyone.
As an example
We calculated the utilities electricity,phone,water,gas as an average and made it a weekly amount...around $30 week.
Rates, water, land...$25 week
Birthdays, $25 a week
Shopping $180 week
Christmas $15 a week
These amounts get put in our labeled pencil cases each week. This way we have the money put aside and we live forwards instead of backwards on a credit card.
We used to get frustrated every time the credit card bill would come in and so we felt like we were paying for everything twice. Once on the card and twice when the account came.....It was purely psychological

but it works for us and we like knowing the money is there already.
It takes a couple of weeks for the amounts to build up but its all worth it.